See the valuation gap before it becomes a cash emergency.
Test the purchase price against the bank valuation, LTV, approval cap, closing costs and the cash reserve you refuse to spend.
Negotiation boundary
What price can this finance and cash plan support?
Maximum modeled offerAED 1,952,830Reduction needed from entered priceAED 47,170Minimum valuation needed to preserve cash planAED 1,962,500
Valuation sensitivity
One price. Three valuation outcomes.
10% below expectationAED 1,710,000
Valuation
AED 1,710,000
Available finance
AED 1,368,000
Cash required
AED 752,000
Reserve gap
AED 202,000
Indicative monthly payment
AED 7,411
Entered expectationAED 1,900,000
Valuation
AED 1,900,000
Available finance
AED 1,520,000
Cash required
AED 600,000
Reserve gap
AED 50,000
Indicative monthly payment
AED 8,234
5% above expectationAED 1,995,000
Valuation
AED 1,995,000
Available finance
AED 1,596,000
Cash required
AED 524,000
Reserve gap
AED 0
Indicative monthly payment
AED 8,646
Saved on this device only. No bank document or personal financial data is uploaded.
Finance checkpoint
Validate the valuation risk before signing or transferring funds.
The Legends can connect the property, offer and closing plan. The lender and qualified transaction advisers must verify valuation, eligibility, approval, fees and legal protections.
Illustrative planning only—not a valuation, bank offer, approval, credit assessment, legal opinion or financial advice. The actual lending basis, LTV, eligible income, approval cap, fees, rate, tenure and property eligibility vary. A higher modeled valuation does not guarantee more finance, and a valuation can change before completion.
