The Legends Real Estate

32 · The Legends finance desk

Know the property budget your income and cash can support.

Put income, existing commitments, living costs, protected cash and mortgage assumptions into one buying-power case—then pressure-test the payment before you shortlist.

01Monthly capacity
02Finance assumptions
03Cash and protection

Rate pressure test

See the payment before the rate moves.

Base case4.25%
Monthly mortgage
AED 9,168
Change vs base
Cash after debt, living costs and mortgage
AED 20,832
Total modeled debt ratio
28.3%
+1 percentage point5.25%
Monthly mortgage
AED 10,141
Change vs base
AED 973
Cash after debt, living costs and mortgage
AED 19,859
Total modeled debt ratio
30.3%
+2 percentage points6.25%
Monthly mortgage
AED 11,164
Change vs base
AED 1,996
Cash after debt, living costs and mortgage
AED 18,836
Total modeled debt ratio
32.3%

Published inventory within the model

Properties below your modeled ceiling

Ordered closest to your ceiling. This is a budget filter—not a mortgage approval, valuation or investment recommendation.

0

No published sale property currently fits this modeled range.

Saved on this device only. Income, debt and cash assumptions are not sent to The Legends. A requested review includes only the modeled budget, constraint and payment—not your raw inputs.

Human verification

Turn the modeled ceiling into a finance-ready property brief.

An adviser can verify the purchase costs, property eligibility and evidence. A bank or licensed mortgage adviser must confirm eligibility, valuation, rate and approval.

Illustrative planning only—not a bank offer, pre-approval, credit assessment, affordability decision, valuation, legal, tax or financial advice. Debt-ratio policies, eligible income, down payment, fees, rates, tenure, insurance and property eligibility vary by applicant, bank and transaction. Enter the rule supplied for your case and verify every figure before acting.