Finance clarity
Understand the numbers before the decision.
A quick monthly-payment estimate to help you begin the right conversation. Figures are indicative and not a financing offer.
Finance scenario for 104179-d1ezEb
Estimated monthly paymentAED 8,668Initial cash AED 520,000 · Finance amount AED 1,600,000 · Estimated interest AED 1,000,343
Quick comparison
Balance monthly cash flow against finance cost
The comparison changes only the deposit and term while keeping your property price, rate and purchase-cost allowance unchanged.
Rate stress test
Would cash flow remain comfortable if rates rise?
A sensitivity check only; it does not forecast rates or represent a bank offer.
Mortgage paydown path
See how the mortgage balance reduces
| After | Balance left | Loan-to-value | Buyer equity | Principal repaid | Interest paid |
|---|---|---|---|---|---|
| 1 year | AED 1,563,276 | 78.2% | AED 436,724 | AED 36,724 | AED 67,290 |
| 5 years | AED 1,399,762 | 70.0% | AED 600,238 | AED 200,238 | AED 319,831 |
| 10 years | AED 1,152,208 | 57.6% | AED 847,792 | AED 447,792 | AED 592,345 |
| 25 years | AED 0 | 0.0% | AED 2,000,000 | AED 1,600,000 | AED 1,000,343 |
The path assumes a constant rate and property value with no early repayments or additional charges. Buyer equity here is the flat property value less the mortgage balance.
The link contains only the scenario figures and property reference—no personal data.
Before requesting a review
These are the figures your adviser will review
- Property price
- AED 2,000,000
- Initial cash
- AED 520,000
- Monthly payment
- AED 8,668
- Deposit and purchase costs
- 20% + 6%
- Rate and term
- 4.25% · 25 years
- Estimated total interest
- AED 1,000,343
Change any figure in the fields above before opening the contact form.
Request a mortgage eligibility reviewNothing is sent until you complete, consent to and submit the form.
Calculate cash to close and purchase costs →Test these finance assumptions against income and cash →Compare keeping the loan with refinancing →